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With over 30 years of stable management and growth, Amegy Mortgage Company has continued to provide the best in mortgage lending. Our senior management team is made up of highly experienced professionals who know the mortgage business.

Dale Andreas, CMB, CPA
President
Dale Andreas has managed the day-to-day operations of the company since 1984. Under Dale's leadership, the company has grown from a small 6 person office to an originator of over $850 million and a servicer of over $1 billion. The company has been consistently profitable under his guidance. He transferred to the company as a commercial loan officer in 1981 after duties as a financial analyst with The Woodlands Corporation. Andreas joined Mitchell Energy & Development Corp. in 1979 as a financial analyst for The Woodlands Corporation. Prior to that, he was employed as a senior accountant with KPMG Peat Marwick in Houston. He is a member of the American Institute of Certified Public Accountants (AICPA), the Mortgage Bankers Association (MBA) of America and a past member of the Freddie Mac Multifamily Seller/Servicer Council. Andreas received a BBA in Accounting and Finance from Miami University in Oxford, Ohio, and an MBA in Finance from the University of Houston. In 2006, Andreas earned the highly acclaimed Commercial Mortgage Bankers (CMB) designation.

Sharon Randle, ARU, CPA
CFO and Senior Vice President
Sharon Randle manages the day-to-day operations of investor relations, financial reporting, secondary marketing, interest rate risk management, residential loan underwriting, and information technology. Randle is recognized as an Accredited Residential Underwriter by the Mortgage Bankers Association of America. In 1986, Randle joined Amegy Mortgage and served as manager of investor relations until her promotion to vice president in 1997, senior vice president in 1999, and Chief Financial Officer in 2001. Prior to joining Amegy Mortgage, Randle was employed by Moss & Company in Houston, Texas as a staff accountant from 1983 to 1986. Randle graduated from Sam Houston State University in Huntsville, Texas in 1983 with a BBA in Accounting and from Boston University with a Masters Degree in Banking and Financial Management. She is a member of the American Institute of Certified Public Accountants, the Texas Society of Certified Public Accountants, and the Texas Mortgage Bankers Association.

Don Hickey, CMB, CPA
Senior Vice President
Don Hickey oversees all commercial lending and servicing activities for Amegy Mortgage. He has over seventeen years of commercial real estate experience in both the development and lending sides of the business. He has originated mortgage loans for apartments, shopping centers, office buildings, industrial buildings, personal care homes, and nursing homes. He has also previously managed the construction lending, single family lending, financial operations and computer operations of the company. He joined Mitchell Energy & Development Corp. as a financial analyst for The Woodlands Corporation in 1982. Subsequently he was responsible for the financial analysis and feasibility of all new development projects as well as the investment property portfolio. He transferred to Amegy Mortgage as a commercial loan officer in 1986. Prior to his career with Amegy, Hickey developed financial systems for Pennzoil Company as a systems analyst/programmer. Hickey is a Certified Public Accountant (CPA), and holds a Certificate of Data Processing (CDP). He has a BBA in Accounting from Wichita State University in Wichita, Kansas, and an MBA in Finance from the University of Missouri in Columbia, Missouri.

Mike Holtkamp
Senior Vice President
Mike Holtkamp joined Fort Bend Federal Savings & Loan Association in May1976. In conjunction with the merger of Amegy Bank (formally Southwest Bank of Texas) and Fort Bend Federal in 1999, Holtkamp is now responsible for the origination of single family home loans for Amegy Mortgage, a former Fort Bend Federal subsidiary. He also coordinates loan programs with the construction and retail lending areas to offer the best loan programs available to each borrower. Holtkamp is a graduate of Texas A & M University. He is a board member of Fort Bend Family Health Center (non-profit health assistance to residents of Fort Bend, Waller and Wharton counties), a director of the Houston Mortgage Bankers Association, an associate member of HAR - Fort Bend and Montgomery County, and a member of the Texas Mortgage Bankers Association.

Chris Denison
Senior Vice President
As Senior Vice President and Division Manager of Amegy Mortgage's Construction Lending Department, Chris Denison is responsible for overseeing all Construction Lending activities. Previously, Denison had been a Senior Vice President with Amegy Mortgage's parent company, Amegy Bank of Texas. During Denison's 12-year tenure at Southwest Bank of Texas (now Amegy Bank of Texas), he served as a commercial real estate lender and regional lending manager, responsible for all aspects of growth for one of the Bank's regional markets. In addition to his responsibilities at Amegy Mortgage, Denison remains an officer of the Bank to facilitate depository and investment services to Amegy's clients and prospects. Denison serves on the boards and committees of numerous community and charitable organizations including the Chamber of Commerce, the Economic Development Partnership, the Rotary Club, and the YMCA.

Marie Herrin
Senior Vice President
Marie Herrin manages the loan administration activities of the company including, customer service, escrow, collections, foreclosures, bankruptcies, and cashiering. Marie joined Amegy Mortgage in 1981 and served as manager of loan administration. Since then, she has been promoted to vice president in 1997 and senior vice president in 2004. Prior to joining Amegy Mortgage, she was employed by First Federal Savings & Loan of Austin from 1978 to 1981 as assistant servicing supervisor in one of their Houston offices. Prior to that, Marie was employed by First Mortgage Company of Houston as a loan disburser from 1976 to 1978. She is a member of Texas Mortgage Bankers Association.

© 2008 Amegy Mortgage Company, L.L.C.     Equal Housing Lender